At Martha’s Vineyard Savings Bank, our commercial lending team has 150 years of experience on Martha’s Vineyard. From start-ups to expansions, if your business needs a commercial loan, work with the team that knows the Island, the economy, and you. When you apply for a loan with Martha’s Vineyard Savings Bank, you’ll know that the lending team is based right here on Martha’s Vineyard, so decisions are made locally and promptly. We offer a full range of deposit, loan, and investment services with seven convenient locations across the Island. And the lending team is here for you as your business grows and your financial needs change.

Loans

Effective business solutions simplify your business life. If you need capital to increase inventory, finance retail space, purchase equipment, or grow your business, Martha’s Vineyard Savings Bank offers a variety of business loans to help you find the solution that is right for you.

Lines of Credit
Our Lines of Credit can help you meet your short-term funding needs, such as seasonal cash flow issues or unexpected opportunities.

Business Term Loan
To purchase inventory, equipment, or to give you the working capital your business needs to grow, a Term Loan is a reliable option. You can choose from Term Loans and Small Business Administration (SBA) Loans.

Commercial Mortgages
Get a first or second Commercial Mortgage Loan with competitive rates and a number of flexible options, such as low down payments and low monthly payments to help finance your business location, warehouse or manufacturing facilities, retail and wholesale space, or professional office.

Commercial Construction Loan
Use our Construction Loan to renovate or remodel your existing commercial space or to build an office or warehouse facility.

Letter of Credit
With a Letter of Credit, Martha’s Vineyard Savings Bank issues a guarantee of payment to help you make purchases or conduct business with suppliers requiring more than your good name to ensure payment.

Contact a Commercial Loan Officer at 1-508-627-4266 or via e-mail at loans@mvbank.com to request an application or to ask any questions you may have.