.rates-effective-wp {
  display: block;
  position: relative;
  padding: 100px 0;
  border-bottom: rgba(0,0,0,0.1) 1px solid;
  padding-top: 30px;
  padding-bottom: 30px;
  margin-top: 0px;
  margin-bottom: 0px;
  background-attachment: fixed;
  background-position: center center;
  background-repeat: no-repeat;
}

.rates-effective-wp .top-sec>.col-7:last-child {
  margin-left: 0;
}

.rates-effective-wp .top-sec>.col-7 {
  -ms-flex: 0 0 25%;
  flex: 0 0 25%;
  max-width: 25%;
}

.rates-effective-wp .top-sec .solutionsBound {
  display: block;
  padding: 10px;
  border: solid 0px red;
  color: #333333;
}

.rates-effective-wp .top-sec .solutionsBox {
  border: solid 1px rgba(0, 0, 0, 0.0);
  height: 460px;
  padding: 10px;
  line-height: 120%;
  background-color: #ffffff;
  -webkit-box-shadow: 0px 3px 4px rgb(0 0 0 / 20%);
  -moz-box-shadow: 0px 3px 4px rgba(0, 0, 0, 0.2);
  box-shadow: 0px 3px 4px rgb(0 0 0 / 20%);
}

.rates-effective-wp .top-sec .solutionsBox>img {
  width: 100%;
  margin-top: 0px;
  margin-bottom: 0px;
  -webkit-transition: all .400s;
  -moz-transition: all .400s;
  -o-transition: all .400s;
  transition: all .400s;
  display: inline-block;
  max-width: 100%;
  height: auto;
  vertical-align: middle;
}

.rates-effective-wp .top-sec .numberOfPayments {
  color: #0484b4;
  font-size: 11px;
  margin: 0px auto 9px auto;
  line-height: 100%;
  border: solid 0px red;
  font-family: 'Open Sans',Arial,Helvetica,sans-serif;
  -webkit-font-smoothing: antialiased;
}

.rates-effective-wp .top-sec .rateLoanAmtCap {
  font-size: 14px;
  padding-top: 0px;
  padding-bottom: 20px;
  line-height: 100%;
  font-family: 'Open Sans',Arial,Helvetica,sans-serif;
  -webkit-font-smoothing: antialiased;
}

.rates-effective-wp .top-sec table {
  margin: 0px;
  border-color: grey;
  border-collapse: collapse;
  display: table;
  border-spacing: 0px;
  width: 100%;
  max-width: 600px;
}

.rates-effective-wp .top-sec table th {
  font-weight: normal;
  background-color: rgba(0, 72, 99, 0.0);
  border: solid 1px rgba(255, 255, 255, 1.0);
  text-align: left;
  vertical-align: top;
  width: 25%;
  padding: 4px 4px 4px 6px;
  font-size: 13px;
  line-height: 110%;
  padding-left: 0px;
  color: #003366;
}

.rates-effective-wp .top-sec table td {
  border: solid 1px rgba(255, 255, 255, 1.0);
  background-color: rgba(0, 72, 99, 0.1);
  text-align: left;
  vertical-align: top;
  width: 25%;
  padding: 4px 4px 4px 6px;
  font-size: 13px;
  line-height: 110%;
  color: #333333;
}

.rates-effective-wp .top-sec table tr td:nth-child(2) {
  background-color: rgba(0, 72, 99, 0.2);
}

.rates-effective-wp .top-sec table tr:nth-child(1) td:nth-child(2) {
  background-color: rgba(0, 72, 99, 0.3);
  font-weight: 600;
}

.rates-effective-wp .top-sec .modalDisclaimer {
  margin-top: 14px;
  font-size: 12px;
  line-height: 110%;
  text-align: center;
  font-family: 'Open Sans',Arial,Helvetica,sans-serif;
  -webkit-font-smoothing: antialiased;
}

.rates-effective-wp .top-sec .applyButton:last-child {
  text-align: center;
  margin: 0px 0px;
}

.rates-effective-wp .top-sec .applyButton:last-child a.btn {
  padding: 0px 0px;
  background-color: transparent;
  border: 0px;
  color: #02548e !important;
  outline: 0;
  cursor: pointer;
  -webkit-transition: all .300s;
  -moz-transition: all .300s;
  -o-transition: all .300s;
  transition: all .300s;
  text-decoration: none;
  font-family: 'Open Sans',Arial,Helvetica,sans-serif;
  -webkit-font-smoothing: antialiased;
  font-size: 16px;
  line-height: 120%;
}

.rates-effective-wp .top-sec .applyButton:last-child a.btn:hover {
  color: #212121 !important;
  text-decoration: none;
  opacity: 1;
}

.rates-effective-wp .top-sec .applyButton {
  margin-top: 12px;
  margin-bottom: 9px;
}

.rates-effective-wp .btm-sec {
  margin-top: 40px;
}

.rates-effective-wp .btm-sec p {
  margin: 0px 0px;
  color: #555555;
  font-family: 'Open Sans',Arial,Helvetica,sans-serif;
  -webkit-font-smoothing: antialiased;
  font-size: 16px;
  line-height: 1.5;
}

.rates-effective-wp .btm-sec p>br {
  display: none;
}

.rates-effective-wp .btm-sec p:last-child {
  margin-top: 10px;
}

.rates-effective-wp .btm-sec p a {
  color: #02548e;
  text-decoration: inherit;
  outline: 0;
  cursor: pointer;
  -webkit-transition: all .300s;
  -moz-transition: all .300s;
  -o-transition: all .300s;
  transition: all .300s;
}

.rates-effective-wp .btm-sec p a:hover {
  color: #000000;
}

.rates-effective-wp .btm-sec p i.fa.fa-envelope-o {
  font-family: "Font Awesome 5 Free";
  font-weight: 400;
}

.rates-effective-wp .btm-sec p i {
  display: inline-block;
  padding: 0 4px;
}

.fa.fa-envelope-o:before {
  content: "\f0e0";
}

.rates-effective-wp .top-sec .applyButton a.btn {
  font-size: 15px;
  line-height: 1.6;
  position: relative;
  height: 40px;
  font-weight: 400;
  -webkit-box-shadow: none;
  box-shadow: none;
  background-color: #53777a;
  color: #fff;
  margin-bottom: 3px;
  border: 1px solid transparent;
  padding: 0.375rem 0.75rem;
  font-family: "Open Sans", Arial, Helvetica, sans-serif;
}

.rates-effective-wp .top-sec .applyButton a.btn:hover {
  opacity: 0.9;
  filter: alpha(opacity=90);
  color: #fff;
}

.rates-effective-wp .top-sec .applyButton:last-child a.btn {
  padding: 0px;
  box-shadow: none;
  margin: 0;
  height: auto;
  border: 0;
}

@media(max-width:991px){
  .rates-effective-wp .top-sec>.col-7 {
    -ms-flex: 0 0 41.666667%;
    flex: 0 0 41.666667%;
    max-width: 41.666667%;
  }

  .rates-effective-wp .top-sec .offset-3 {
    margin-left: 8.333333%;
  }
}

@media(max-width:768px){
.rates-effective-wp .top-sec>.col-7 {
    margin-bottom: 30px;
}
  
.rates-effective-wp .btm-sec .col-12.text-center {
    margin-bottom: 30px;
}
  
}

@media(max-width:767px){
  .rates-effective-wp .top-sec>.col-7 {
    -ms-flex: 0 0 50%;
    flex: 0 0 50%;
    max-width: 50%;
  }

  .rates-effective-wp .top-sec .offset-3 {
    margin-left: 0;
  }

  .rates-effective-wp .btm-sec p>br {
    display: inherit;
}
  
}
@media(max-width:575px){
  .rates-effective-wp .top-sec>.col-7 {
    -ms-flex: 0 0 58.333333%;
    flex: 0 0 58.333333%;
    max-width: 58.333333%;
  }

  .rates-effective-wp .top-sec .offset-3 {
    margin-bottom: 30px;
  }

  .rates-effective-wp .top-sec .offset-3 {
    margin-left: 25% !important;
  }

}

@media(max-width:481px){
.rates-effective-wp .top-sec>.col-7 {
    -ms-flex: 0 0 100%;
    flex: 0 0 100%;
    max-width: 100%;
    margin-left: 0px !important;
}
}