Martha's Vineyard Bank Home Loan Rates
 
30 Year Fixed Rate
Rate APR Points
4.250% 4.348% 0.000%

 


15 Year Fixed Rate

Rate APR Points
3.250% 3.417% 0.000%

Actual interest rates and APRs may vary based on credit history.
 

 

 
Martha's Vineyard Bank Home Loan Rates

Rates Effective Friday, April 18, 2014

Business Checking Accounts

Account
Minimum Balance
to Open
Minimum Daily
Balance to Earn A.P.Y.
Interest
Rate
Annual Percentage
Yield
Smart Business Checking Account $10.00 N/A N/A N/A
*Business NOW Account $10.00 $10.00 - $49,999.99
$50,000.00-$99,999.99
$100,000.00 +
0.01%
0.01%
0.01%

0.01%
0.01%
0.01%

 

Business Savings Accounts

Account
Minimum Balance
to Open
Minimum Daily Balance 
to Earn A.P.Y
Interest
Rate
Annual Percentage
Yield
*Business
Statement
Savings Accounts
$10.00 $10.00 0.10% 0.10%

 

Business Money Markets

Account
Minimum Balance
to Open
Minimum Daily Balance 
to Earn A.P.Y
Interest
Rate
Annual Percentage
Yield
*Business
Money Market
Account
$2,500.00 $10.00 - $2,499.99
$2,500.00 - $24,999.99
$25,000.00 - $49,999.99
$50,000.00 - $99,999.99
$100,000.00 +
0.01%
0.05%
0.10%
0.25%
0.40%
0.01%
0.05%
0.10%
0.25%
0.40%
*Business
Clipper Ship
Money Market
Account
$100,000.00 $10.00 - $99,999.99
$100,000.00 +

 
0.01%
0.20%

 
0.01%
0.20%

 
*Business
Sweep Money
Market Account
$2,500.00 $10.00 - $2,499.99
$2,500.00 - $24,999.99
$25,000.00 - $49,999.99
$50,000.00 - $99,999.99
$100,000.00 +
0.01%
0.02%
0.05%
0.10%
0.20%
0.01%
0.02%
0.05%
0.10%
0.20%

 

Certificate of Deposit 
Short and long term Certificates of Deposit are an excellent way to safely preserve principal while earning a higher rate of interest.

Account
Minimum Balance
to Open
Minimum Daily 
Balance to Earn A.P.Y.
Interest
Rate
Annual Percentage
Yield
3 Month Certificate $1,000.00 $1,000.00 0.10% 0.10%
6 Month Certificate $1,000.00 $1,000.00 0.20% 0.20%
6 Month Clipper
Ship Certificate
$1,000.00 $1,000.00 0.25% 0.25%
1 Year Certificate $1,000.00 $1,000.00 0.35% 0.35%
1 Year Clipper
Ship Certificate
$1,000.00 $1,000.00 0.40% 0.40%
18 Month Certificate $1,000.00 $1,000.00 0.40% 0.40%

18 Month Clipper
Ship Certificate

$1,000.00 $1,000.00 0.45% 0.45%
2 Year Certificate $1,000.00 $1,000.00 0.50% 0.50%
3 Year Certificate $1,000.00 $1,000.00 0.55% 0.55%
4 Year Certificate $1,000.00 $1,000.00 0.75% 0.75%
5 Year Certificate $1,000.00 $1,000.00 0.90% 0.90%

 

Annual Percentage Yield = Yield when principal and interest are left on deposit. Annual Percentage Yields greater than the Interest Rate show the effect of monthly compounding. Certificates of Deposit are subject to penalty for early withdrawal. With fixed rate term accounts, rates are guaranteed for the length of the term.  Fees could reduce the earnings on the account.

*Variable rate accounts- rates are subject to change at any time after the account is opened.

Contact a bank representative for further information about applicable fees and terms.

Member FDIC Member DIF

Member FDIC Depositors Insurance Fund Equal Housing Lender Surcharge-Free ATMs
Rates subject to change
Copyright © 2008 - 2014 Martha's Vineyard Savings Bank All rights reserved.
Phone: (508) 627-4266

Please be aware that you are accessing a private computer. Unauthorized access or use
is not permitted and constitutes a crime punishable by the United States Code, Title 18,
Section 1030 for Fraud and Related Activity In Connection With Computers.