Martha's Vineyard Savings Bank
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Home Equity & Personal Loans

Home Equity Line of Credit
Put your hard-earned equity to work with a Home Equity Line of Credit. From home improvements, debt consolidation, college tuition - whatever you need - Martha’s Vineyard Savings Bank can help. With a Home Equity Line you decide how much and when to borrow. You’ll receive personalized checks to use when you need them, and you’ll only make monthly payments on the amount you borrow. With Home Equity Express, accessing the equity in your home has never been easier.  Expedited closings make this a fast, hassle-free process. Property insurance is required.

Home Equity Loan
A fixed-rate Home Equity Loan is a great way to put your home’s equity to work for you. Borrow up to 70% of the equity in your primary home as a lump sum, and make fixed monthly payments of principal and interest. With Home Equity Express, locking in a great rate is easy and inexpensive.

Personal Loans
Personal loans from $1,000 to $6,000 available to qualified applicants at a variety of terms and interest rates.

Auto Loans
New car financing is available up to 80% of the vehicle sale price. Used car financing is available up to 80% of the Kelly Blue Book trade-in value or invoice price; whichever is lower

Cash Secured Loans
You can use your Martha's Vineyard Savings Bank Savings account or Certificate of Deposit (CD) to secure a variable rate loan up to 95% of the available balance in account. You will continue to earn interest on the full amount of your account deposit balance.

Overdraft Protection - Reserve Line of Credit
Eliminate the worry and cost of having overdrawn checks returned with a Reserve Line of Credit. Lines of credit up to $2,000 are available to qualified applicants, with monthly payments conveniently deducted from a Martha's Vineyard Savings Bank deposit account.

Contact or Visit your local Branch at 1-508-627-4266, toll-free at 1-800-490-2265 to request an application or to ask any questions you may have regarding Personal Loans.


Member FDIC
Depositors Insurance Fund
Equal Housing Lender
Surcharge-Free ATMs
Touch to call a number below:
During normal business hours:
Outside of normal business hours:
During normal business hours:
Call 508-627-4266
Outside of normal business hours:
Call 800-472-3272
Rates subject to change - Martha's Vineyard Savings Bank NMLS ID# 483244