Effective: Saturday, February 04, 2012
MORTGAGE INTEREST RATES*
Primary and Second Homes
Loans up to $417,000.00
| Term |
Rate
|
Points
|
Annual Percentage Rate (APR)
|
Monthly Payment
per $1,000.00 |
| 30 Year Fixed |
4.125% |
0 |
4.137% |
$4.85 |
| 30 Year Fixed |
3.875% |
1 |
4.000% |
$4.71 |
| 15 Year Fixed |
3.500% |
0 |
3.573% |
$7.15 |
| 15 Year Fixed |
3.250% |
1 |
3.604% |
$7.03 |
Loans over $417,000.00 up to $625,000.00
| Term |
Rate
|
Points
|
Annual Percentage Rate (APR)
|
Monthly Payment
per $1,000.00 |
| 30 Year Fixed |
4.375% |
0 |
4.395% |
$5.00 |
| 30 Year Fixed |
4.125% |
1 |
4.330% |
$4.85 |
| 15 Year Fixed |
3.875% |
0 |
3.910% |
$7.34 |
| 15 Year Fixed |
3.625% |
1 |
3.986% |
$7.22 |
Loans over $625,000.00 up to $1,500,000.00
| Term |
Rate
|
Points
|
Annual Percentage Rate (APR)
|
Monthly Payment
per $1,000.00
|
| 30 Year Fixed |
5.125% |
0 |
5.261% |
$5.45 |
| 30 Year Fixed |
4.875% |
1 |
5.098% |
$5.30 |
| 15 Year Fixed |
4.250% |
0 |
4.477% |
$7.53 |
| 15 Year Fixed |
4.000% |
1 |
4.376% |
$7.40 |
For Adjustable Rate Mortgage (ARM) rate quotes, please call 1-800-490-BANK (2265) or 1-508-627-4266
* All interest rates, APRs, points and caps are subject to change without notice and are based on a $100,000 loan amount. Rates are provided for illustrative purposes only and may vary based on loan details such as the loan amount, loan-to-value, your credit, property type and occupancy. Quoted rates are based on a refinance no-cash-out loan and owner occupied single family residence. Rates and APRs assume that an escrow account is set up for payment of property taxes, hazard insurance and mortgage insurance if applicable. The payments do not include amounts for taxes and insurance premiums; the actual payment obligation may be greater.
Call for a rate quote on all loans over $1,500,000.00 ~ 1-800-490-BANK (2265) or 1-508-627-4266.
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