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Convenient Banking
Martha’s Vineyard Savings Bank is an independent, full-service bank firmly rooted on Martha’s Vineyard. We have all products and services you need, plus the warmth and friendliness that only a neighborhood bank can truly offer. We are committed to making your personal and business banking experience as quick, easy, and convenient as possible. That’s why we also offer our Online Banking services. You can view your account and make transactions 24 hours a day from the comfort of your own home. We also offer free telephone banking and a no annual fee ATM or debit card, which can be used at any of our ATM and branch locations, as well as thousands of locations nationwide.
To report a lost or stolen ATM or debit card:
During normal business hours: 508-627-4266
After business hours: 1-800-554-8969
ATM Network
Martha’s Vineyard Savings Bank’s ATM and debit card is provided free of charge to customers with deposit accounts. It can be used to withdraw cash not only at our ATM and branch locations, but also at ATM’s worldwide. In addition, you can make routine purchases at grocery stores, restaurants, gas stations, and everywhere MasterCard® is accepted.
Looking for ATMs without the surcharges? Find SUMsm!
Now you can use more than 5,200 ATMs all over the country - without the surcharges and card activity charges*. As a Martha's Vineyard Savings Bank customer, you're empowered with a new special privilege that saves you money and adds convenience to your life.
Just look for the SUM logo!
Where are all these SUM ATMs? They're easy to spot, because they're clearly identified by the distinctive SUM logo. See a complete listing of SUM Program financial institutions and ATMs by visiting www.sum-atm.com. And keep coming back - because new locations are being added all the time!
*Card activity charges that are accessed during the monthly statement cycle will be refunded to the account holder the following business day.
SUM Network FAQs
What is the SUM Selective Surcharging Program?
Do I need to sign up at Martha's Vineyard Savings Bank, or is a "special" SUM ATM card required?
How do I find a SUM Program ATM?
How many SUM ATMs are available, and are there any outside of the United States?
For other financial institutions participating in the SUM Program, can I use all of their ATMs?
What is the difference between a surcharge fee and a service fee?
Does Martha's Vineyard Savings Bank charge me a fee for using a SUM Program ATM?
What is the SUM Selective Surcharging Program?
SUM is a selective surcharging program offered by Martha's Vineyard Savings Bank {the Bank} and administered by NYCE Payments Network, LLC, a Metavante company. Cardholders of Martha's Vineyard Savings Bank can make withdrawals without paying a surcharge at designated ATMs of other SUM Program Members.
Do I need to sign up at Martha's Vineyard Savings Bank, or is a "special" SUM ATM card required?
No. Simply use your existing Martha's Vineyard Savings Bank ATM or Debit Card the same way you now do.
How do I find a SUM Program ATM?
To locate SUM Program ATMs, visit www.sum-atm.com. Be sure to look for the SUM logo on participating SUM ATMs.
How many SUM ATMs are available, and are there any outside of the United States?
There are currently more than 5,100 SUM Program ATMs nationwide and in Puerto Rico. Visit www.sum-atm.com to locate participating SUM ATMs in your area. Additional locations continue to be added every month.
For other financial institutions participating in the SUM Program, can I use all of their ATMs?
Specific ATM participation depends upon the financial institution, as not every ATM of every SUM Program Member participates in the SUM Program. Be sure to look for the SUM logo on participating ATMs.
What is the difference between a surcharge fee and a service fee?
A surcharge is a fee assessed by the ATM owner not by the Bank and is clearly itemized on your ATM receipt. This is the charge you avoid by using a SUM Program ATM. A service fee is separate and distinct charge assessed by the Bank for withdrawals or other types of transactions conducted at ATMs that the Bank doesn't own.
Does Martha's Vineyard Savings Bank charge me a fee for using a SUM Program ATM?
The Bank does impose a fee called a card activity charge. This charge currently is $1.00 and is separate and distinct from a surcharge fee which is assessed by the ATM owner. However, this charge will be refunded to the account holder and credited to the account the following business day.
Martha’s Vineyard Savings Bank ATM’s are located at:
Chilmark Branch - 9 State Road, Chilmark
Edgartown Main Branch - 78 Main Street, Edgartown
Flying Horses Branch - 14 Oak Bluffs Avenue, Oak Bluffs
Oak Bluffs Branch - 4 Uncas Avenue, Oak Bluffs
Vineyard Haven Branch - 11 State Road, Vineyard Haven
West Tisbury Branch - 490 State Road, Vineyard Haven
Woods Hole Branch - 2 Water Street, Woods Hole
Steamship Authority Terminals in Oak Bluffs (seasonal) and Woods Hole
Martha’s Vineyard Airport Terminal - West Tisbury
Martha’s Vineyard Hospital (Emergency Room), Oak Bluffs
BANKING BY TELEPHONE
Telephone Banking call 1-888-771-0220 or 508-693-0162.
You can also access your accounts 24 hours a day from your home or office, all you need is a touch-tone phone.
With telephone banking you can:
- Get account balances
- Review your five most recent transactions, including checks, deposits, and withdrawals
- Transfer funds between, and make payments to, any linked accounts, including loan payments
- Find out if a specific check has been received for payment
- Find the nearest branch locations and check branch hours
- Determine how much interest your Martha's Vineyard Savings Bank account has earned
- Get current rate for deposit accounts
Best of all, there are no transaction charges for telephone banking.
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