Commercial Lending

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Commercial Financing Options

We provide lending for all your business needs, from people who take the time to understand them. Whatever you're building or buying, the decision gets made right here.

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Commercial Real Estate Loans

Financing for purchasing a business location, facility, or professional space.

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Business Construction Loans

Build or renovate your business space with low down payments and local decision-making.

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Equipment Purchasing Loans

Reserve cash flow, keep payments predictable, and lock in pricing that supports your business over time.

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Business Loans & Lines of Credit

Working capital for inventory, equipment, or seasonal business needs.

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Home Partnership Loans

We help employers support employee homeownership with one closing for the primary mortgage and employer-sponsored loan.

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SBA Lending

Government-guaranteed lending with terms up to 25 years and low down payments.

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Commercial Lending Application Checklist See what documents and information may be needed when applying for commercial financing.
Business Loan or LOC Calculator Calculate and compare a business loan versus a business line of credit.
Business Loan Payment Calculator Calculate and view the payment schedule of a business loan.

Contact a Commercial Lender

Tell us about your business and what you're looking for, and we'll connect you with the right person on our lending team. Prefer to call? You can reach us at 508–627–4266.

Find quick answers in our FAQs.









Why Choose Martha’s Vineyard Bank

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Certified B Corporation™

We are Massachusetts’ first Certified B Corp bank, which means we are held to the highest standards of social and environmental responsibility.

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Community Impact

We reinvest in our communities through local lending and our Charitable Foundation, which funds scholarships, grants, and sponsorships.

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Local Service

Every interaction here is personal. Our bankers know you, decisions are made locally, and support you can count on is always nearby.