Our flexible terms, competitive rates and local decision-making will help your business thrive.

Commercial Mortgage

Partner with Martha's Vineyard Bank to finance the purchase of a location, facility or professional space for your business.

Construction Loans

Finance the building or renovation of your new store, development or world headquarters.

• Local Decision Making
• Low Down Payments
• Low Monthly Payments
• SBA and SBA Express

Get working capital to increase inventory, finance retail space, purchase equipment, or grow your business over time with a Term Loan, or access a line of credit during your off-season to help meet your short-term funding needs.

• Term Loans and Small Business Administration (SBA) Loans.
• SBA 7(a) Loan Program
• SBA (504) Loan Program
• Letters of Credit
• Quick turnaround
• Local decisions

Martha's Vineyard Bank can help you create or grow your business with SBA lending and other government-guaranteed loans. We make our decisions locally, so your business will benefit from creative solutions and a fast turnaround.

• Loans approved quickly
• Terms up to 30 years
• Minimal down payment, as low as 10%
• Loans may be assumable

Click on any of the links below to learn more about SBA loans.

SBA 7(a) Loan Program - Primary program for term loans

SBA CDC/504 Loan Program - Long term, fixed asset financing

Through our partner, Elan, Martha's Vineyard Bank offers a variety of business credit cards with benefits and services to minimize fees and maximize rewards.

• Track and organize employee spending
• Consolidate billing
• Zero Liability/Fraud Protection
• Flexible Rewards Programs
• Cards with no annual fee