With so many mortgage types offered,
one is bound to suit your needs.
EVERY PROJECT
IS UNIQUE
IS UNIQUE
Construction
Loans
From application to
certificate ofoccupancy,
we'll be with you.
LOCAL DECISION
MAKING
MAKING
Residential
Mortgages
Offering competitive
rates and attractive
mortgage solutions
Check out today's low rates and find a mortgage that works for you.
(Rates Effective: 3/3/2021)
360 Monthly Payments
Loans up to $548,250
| RATE* | 3.25% | 3.125% |
|---|---|---|
| Points | 0 | 1 |
| A.P.R. | 3.374% | 3.326% |
| Monthly payment per $1000 | $4.35 | $4.28 |
Monthly Payments do not include taxes and insurance premiums; actual payment obligation may be greater.
180 Monthly Payments
Loans up to $548,250
| RATE* | 2.75% | 2.625% |
|---|---|---|
| Points | 0 | 1 |
| A.P.R. | 2.973% | 2.988% |
| Monthly payment per $1000 | $6.78 | $6.72 |
Monthly Payments do not include taxes and insurance premiums; actual payment obligation may be greater.
360 Monthly Payments
Loans over $548,250
up to $2,000,000
up to $2,000,000
| RATE* | 3.25% | 3.125% |
|---|---|---|
| Points | 0 | 1 |
| A.P.R. | 3.320% | 3.273% |
| Monthly payment per $1000 | $4.35 | $4.28 |
Monthly Payments do not include taxes and insurance premiums; actual payment obligation may be greater.
180 Monthly Payments
Loans over $548,250
up to $2,000,000
up to $2,000,000
| RATE* | 2.75% | 2.625% |
|---|---|---|
| Points | 0 | 1 |
| A.P.R. | 2.876% | 2.891% |
| Monthly payment per $1000 | $6.78 | $6.72 |
Monthly Payments do not include taxes and insurance premiums; actual payment obligation may be greater.
*
Requires an automatic monthly payment debit from a Martha's Vineyard bank checking or savings account. Without automatic debit for payment add 0.125% to the interest rate. All interest rates, Annual Percentage Rate (A.P.R.), points and caps are subject to change without notice. Rates are provided for illustrative purposes only and may vary based on loan details such as the loan amount, loan-to-value, your credit, property type and occupancy. Quoted rates are based on a refinance no-cash-out loan and owner occupied single family residence. Rates and APRs assume that an escrow account is set up for payment of property taxes, hazard insurance and mortgage insurance if applicable. A.P.R.s above assume an 80% loan-to-value.
*
Solar loan interest rates are subject to change.
Primary or second home within the bank's CRA lending market
Solar installation
1ST OR 2ND lien position
Single family dwellings
US Citizens and Permanent Resident Aliens
43%
Exterior drive-by appraisal required
Title to property can be held individually or revocable trust
Copy of contract for solar installation on the subject property by licensed installer required at time of application
2/20/2020
Solar installation
1ST OR 2ND lien position
Single family dwellings
US Citizens and Permanent Resident Aliens
43%
Exterior drive-by appraisal required
Title to property can be held individually or revocable trust
Copy of contract for solar installation on the subject property by licensed installer required at time of application
2/20/2020