With so many mortgage types offered,
one is bound to suit your needs.
EVERY PROJECT
IS UNIQUE
IS UNIQUE
Construction
Loans
From application to
certificate ofoccupancy,
we'll be with you.
LOCAL DECISION
MAKING
MAKING
Residential
Mortgages
Offering competitive
rates and attractive
mortgage solutions
Check out today's low rates and find a mortgage that works for you.
(Rates Effective: 12/1/2020)
360 Monthly Payments
Loans up to $510,400
| RATE* | 2.99% | 2.875% |
|---|---|---|
| Points | 0 | 1 |
| A.P.R. | 3.084% | 3.048% |
| Monthly payment per $1000 | $4.21 | $4.14 |
Monthly Payments do not include taxes and insurance premiums; actual payment obligation may be greater.
180 Monthly Payments
Loans up to $510,400
| RATE* | 2.75% | 2.625% |
|---|---|---|
| Points | 0 | 1 |
| A.P.R. | 2.977% | 2.997% |
| Monthly payment per $1000 | $6.78 | $6.72 |
Monthly Payments do not include taxes and insurance premiums; actual payment obligation may be greater.
360 Monthly Payments
Loans over $510,400
up to $2,000,000
up to $2,000,000
| RATE* | 3.25% | 3.125% |
|---|---|---|
| Points | 0 | 1 |
| A.P.R. | 3.305% | 3.259% |
| Monthly payment per $1000 | $4.35 | $4.28 |
Monthly Payments do not include taxes and insurance premiums; actual payment obligation may be greater.
180 Monthly Payments
Loans over $510,400
up to $2,000,000
up to $2,000,000
| RATE* | 2.75% | 2.625% |
|---|---|---|
| Points | 0 | 1 |
| A.P.R. | 2.846% | 2.991% |
| Monthly payment per $1000 | $6.90 | $6.84 |
Monthly Payments do not include taxes and insurance premiums; actual payment obligation may be greater.
*
Requires an automatic monthly payment debit from a Martha's Vineyard bank checking or savings account. Without automatic debit for payment add 0.125% to the interest rate. All interest rates, Annual Percentage Rate (A.P.R.), points and caps are subject to change without notice. Rates are provided for illustrative purposes only and may vary based on loan details such as the loan amount, loan-to-value, your credit, property type and occupancy. Quoted rates are based on a refinance no-cash-out loan and owner occupied single family residence. Rates and APRs assume that an escrow account is set up for payment of property taxes, hazard insurance and mortgage insurance if applicable. A.P.R.s above assume an 80% loan-to-value.