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Certificates of Deposit (CDs)

Rates effective: February 17, 2026

Special Certificate of Deposit Rates (CDs)

CD Term
Interest Rate
APY*
Minimum opening
5-Month CD

5-Month CD

Interest Rate
3.54%
APY*
3.60%
Minimum opening
$1,000
7-Month CD

7-Month CD

Interest Rate
3.20%
APY*
3.25%
Minimum opening
$1,000
9-Month CD

9-Month CD

Interest Rate
2.96%
APY*
3.00%
Minimum opening
$1,000

*Annual Percentage Yield (APY) = Yield when principal and interest are left on deposit. APY for these rates are subject to change. $1,000 minimum to open and $1,000 balance needed to earn the stated APY. APY assumes funds remain in the account until maturity. Early withdrawals may incur penalties and fees may reduce savings. Rates are guaranteed for the length of the term with fixed rate term accounts. View the Personal Banking Fees and Charges disclosure for more information.

Rates effective: February 17, 2026

Certificate of Deposit Rates (CDs)

CD Term
Interest Rate
APY*
Minimum opening
3-Month CD

3-Month CD

Interest Rate
3.30%
APY*
3.35%
Minimum opening
$1,000
6-Month CD

6-Month CD

Interest Rate
2.76%
APY*
2.80%
Minimum opening
$1,000
12-Month CD

12-Month CD

Interest Rate
2.76%
APY*
2.80%
Minimum opening
$1,000
18-Month CD

18-Month CD

Interest Rate
2.47%
APY*
2.50%
Minimum opening
$1,000
24-Month CD

24-Month CD

Interest Rate
2.18%
APY*
2.20%
Minimum opening
$1,000
36-Month CD

36-Month CD

Interest Rate
2.18%
APY*
2.20%
Minimum opening
$1,000
48-Month CD

48-Month CD

Interest Rate
1.98%
APY*
2.00%
Minimum opening
$1,000
60-Month CD

60-Month CD

Interest Rate
1.98%
APY*
2.00%
Minimum opening
$1,000

*Annual Percentage Yield (APY) = Yield when principal and interest are left on deposit. APY for these rates are subject to change. $1,000 minimum to open and $1,000 balance needed to earn the stated APY. APY assumes funds remain in the account until maturity. Early withdrawals may incur penalties and fees may reduce savings. Rates are guaranteed for the length of the term with fixed rate term accounts. View the Personal Banking Fees and Charges disclosure for more information.

Rates effective: February 17, 2026

IRA Certificate of Deposit Rates (CDs)

CD Term
Interest Rate
APY*
Minimum opening
3-Month CD

3-Month CD

Interest Rate
3.30%
APY*
3.35%
Minimum opening
$100
6-Month CD

6-Month CD

Interest Rate
2.76%
APY*
2.80%
Minimum opening
$100
9-Month CD

9-Month CD

Interest Rate
2.96%
APY*
3.00%
Minimum opening
$100
12-Month CD

12-Month CD

Interest Rate
2.76%
APY*
2.80%
Minimum opening
$100
18-Month CD

18-Month CD

Interest Rate
2.47%
APY*
2.50%
Minimum opening
$100
24-Month CD

24-Month CD

Interest Rate
2.18%
APY*
2.20%
Minimum opening
$100
36-Month CD

36-Month CD

Interest Rate
2.18%
APY*
2.20%
Minimum opening
$100
48-Month CD

48-Month CD

Interest Rate
1.98%
APY*
2.00%
Minimum opening
$100
60-Month CD

60-Month CD

Interest Rate
1.98%
APY*
2.00%
Minimum opening
$100

*Annual Percentage Yield (APY) = Yield when principal and interest are left on deposit. APY for these rates are subject to change. $100 minimum to open and $100 balance needed to earn the stated APY. APY assumes funds remain in the account until maturity. Early withdrawals may incur penalties and fees may reduce savings. Rates are guaranteed for the length of the term with fixed rate term accounts. View the Personal Banking Fees and Charges disclosure for more information.