Certificates of Deposit (CDs)

Rates Effective: August 3, 2026

Residential Mortgage Rates

30-Year Fixed

30-Year

Fixed-Rate Mortgage

for loans up to $832,750

Rate* 6.500% 6.375%
Points 0 1
APR 6.651% 6.619%

15-Year Fixed

15-Year

Fixed-Rate Mortgage

for loans up to $832,750

Rate* 6.000% 5.875%
Points 0 1
APR 6.244% 6.272%

For jumbo loan rates, please contact a lending specialist.

 

*Requires an automatic monthly payment debit from a Martha's Vineyard Bank checking or savings account. Without automatic debit for payment add 0.125% to the interest rate. All interest rates, Annual Percentage Rate (APR), points and caps are subject to change without notice. Rates are provided for illustrative purposes only and may vary based on loan details such as the loan amount, loan-to-value, your credit, property type and occupancy. Quoted rates are based on a refinance no-cash-out loan and owner occupied single family residence. Rates and APRs assume that an escrow account is set up for payment of property taxes, hazard insurance and mortgage insurance if applicable. APRs above assume an 80% loan-to-value.

Solar loan interest rates are subject to change.

Primary and second home within bank CRA lending market and copy of contract for solar installation on the subject property by licensed installer required at time of application.