Business Banking
Whether you need everyday business checking or specialized treasury solutions, we have the accounts and services to keep your operation running smoothly.Features include:
- ACH origination for payroll
- Wire transfers
- Remote deposit for batches of checks
- Multiple account users with varying permissions
- Positive Pay to help prevent fraud
- Cash management tools
Business Checking
A straightforward, no-fee spending account suitable for all types of businesses.

Compare Business Checking Accounts
Minimum to open
Minimum to open
Earns Interest
Earns Interest
Minimum daily balance to earn APY
Minimum daily balance to earn APY
Monthly fee
Monthly fee
Automatic Sweep*
Automatic Sweep*
*Automatic Sweep can help you earn more interest on funds you're not using. This feature links a higher-interest account to your everyday business accounts and automatically moves funds between them based on instructions you set up.
Business Savings Accounts
Earn interest with this basic savings account designed to be easily accessible through online and mobile banking.
A traditional, interest-earning savings account with in-branch record keeping.
"Sweep" excess funds in and out of this account, based on thresholds you set, so your idle cash can earn interest.
Compare Business Savings Accounts
Minimum to open
Minimum to open
Minimum daily balance to earn APY*
Minimum daily balance to earn APY*
Tiered interest rates
Tiered interest rates
Not included
Monthly Fee
Monthly Fee
Certificates of Deposits (CDs)
Fixed interest rates for terms ranging from 3 to 60 months.
$1,000 minimum to open. Rate guaranteed for the length of the term.
$1,000 minimum to open. Rate guaranteed for the length of the term.
Compare our CDs
3-Month CD
3-Month CD
5-Month CD
5-Month CD
6-Month CD
6-Month CD
7-Month CD
7-Month CD
12-Month CD
12-Month CD
18-Month CD
18-Month CD
24-Month CD
24-Month CD
36-Month CD
36-Month CD
48-Month CD
48-Month CD
60-Month CD
60-Month CD
*Annual Percentage Yield (APY) = Yield when principal and interest are left on deposit. APY for these rates are subject to change. $1,000 minimum to open and $1,000 balance needed to earn the stated APY. APY assumes funds remain in the account until maturity. Early withdrawals may incur penalties and fees may reduce savings. Rates are guaranteed for the length of the term with fixed rate term accounts.
Built for Local Business
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In-person and phone support for setup and troubleshooting -
Deep market expertise in hospitality, restaurants, retail, seasonal businesses, professional services, and more -
Tools to keep track of sales, inventory, and employees
Payment Processing Newsletters
Clover POS Products
Clover gives you the tools to accept payments, track sales, and manage your operations from one platform. Explore the latest devices below, and talk to a specialist about the right option for you.
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Clover Go
Clover Go
A pocket-sized wireless card reader that pairs with your smartphone or tablet through the Clover Go mobile app to track and manage sales. Ideal for businesses that take payments on the move, from farmers' markets to home services.
- Accept chip, swipe, and contactless payments, including Apple Pay and Google Pay mobile wallets
- Use with both iPhone and Android devices via Bluetooth
- Connect via Wi-Fi or cellular to process payments from anywhere, including offline
- Accept chip, swipe, and contactless payments, including Apple Pay and Google Pay mobile wallets
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Clover Compact
Clover Compact
A simple, affordable payment device with a physical keypad and touchscreen, designed for businesses that need fast, reliable card processing without the complexity of a full POS system.
- Accept chip, swipe, and contactless payments, including Apple Pay and Google Pay mobile wallets
- Built-in receipt printer for fast, counter-ready transactions
- Connect via Wi-Fi or ethernet with straightforward setup
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Clover Flex
Clover Flex
A handheld POS with a built-in receipt printer, camera, and barcode scanner. Portable enough to take tableside or on the road, and powerful enough to run your business from anywhere.
- Accept chip, swipe, and contactless payments, including Apple Pay and Google Pay mobile wallets
- Built-in receipt printer, camera, and barcode scanner for on-the-go order and inventory management
- Connect via Wi-Fi or 4G/LTE with a battery that lasts at least 8 hours
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Clover Mini
Clover Mini
A compact countertop POS with an 8-inch touchscreen that fits almost any workspace. Full-featured for businesses that want more than a basic terminal without the footprint of a full station.
- Accept chip, swipe, and contactless payments, including Apple Pay and Google Pay mobile wallets
- Built-in receipt printer and front-facing camera for barcode scanning, with optional cash drawer connectivity
- Connect via Wi-Fi, ethernet, or 4G/LTE
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Clover Solo & Duo
Clover Solo & Duo
A full-featured countertop POS built for busy retail, restaurant, and service environments. The Solo offers a single 14-inch merchant-facing display; the Duo adds an 8-inch customer-facing screen so customers can confirm orders and complete payment on their own display.
- Accept chip, swipe, and contactless payments, including Apple Pay and Google Pay mobile wallets
- Includes a built-in receipt printer, cash drawer, and dual cameras with barcode scanning
- Connect via Wi-Fi, ethernet, or 4G/LTE
Clover Go
A pocket-sized wireless card reader that pairs with your smartphone or tablet through the Clover Go mobile app to track and manage sales. Ideal for businesses that take payments on the move, from farmers' markets to home services.
- Accept chip, swipe, and contactless payments, including Apple Pay and Google Pay mobile wallets
- Use with both iPhone and Android devices via Bluetooth
- Connect via Wi-Fi or cellular to process payments from anywhere, including offline
Clover Compact
A simple, affordable payment device with a physical keypad and touchscreen, designed for businesses that need fast, reliable card processing without the complexity of a full POS system.
- Accept chip, swipe, and contactless payments, including Apple Pay and Google Pay mobile wallets
- Built-in receipt printer for fast, counter-ready transactions
- Connect via Wi-Fi or ethernet with straightforward setup
Clover Flex
A handheld POS with a built-in receipt printer, camera, and barcode scanner. Portable enough to take tableside or on the road, and powerful enough to run your business from anywhere.
- Accept chip, swipe, and contactless payments, including Apple Pay and Google Pay mobile wallets
- Built-in receipt printer, camera, and barcode scanner for on-the-go order and inventory management
- Connect via Wi-Fi or 4G/LTE with a battery that lasts at least 8 hours
Clover Mini
A compact countertop POS with an 8-inch touchscreen that fits almost any workspace. Full-featured for businesses that want more than a basic terminal without the footprint of a full station.
- Accept chip, swipe, and contactless payments, including Apple Pay and Google Pay mobile wallets
- Built-in receipt printer and front-facing camera for barcode scanning, with optional cash drawer connectivity
- Connect via Wi-Fi, ethernet, or 4G/LTE
Clover Solo & Duo
A full-featured countertop POS built for busy retail, restaurant, and service environments. The Solo offers a single 14-inch merchant-facing display; the Duo adds an 8-inch customer-facing screen so customers can confirm orders and complete payment on their own display.
- Accept chip, swipe, and contactless payments, including Apple Pay and Google Pay mobile wallets
- Includes a built-in receipt printer, cash drawer, and dual cameras with barcode scanning
- Connect via Wi-Fi, ethernet, or 4G/LTE
Resources
Contact a Business Banking Specialist
Opening a business account and enrolling in Business Online Banking starts with a conversation. Share a few details and we'll reach out with next steps, including any documents you'll need. Prefer to talk in person? Stop by any office.
Find quick answers in our FAQs.
Why Choose Martha’s Vineyard Bank
We are Massachusetts’ first Certified B Corp bank, which means we are held to the highest standards of social and environmental responsibility.
We reinvest in our communities through local lending and our Charitable Foundation, which funds scholarships, grants, and sponsorships.
Every interaction here is personal. Our bankers know you, decisions are made locally, and support you can count on is always nearby.
