Martha's Vineyard Bank Home Loan Rates
 
30 Year Fixed Rate
Rate APR Points
4.250% 4.348% 0.000%

 


15 Year Fixed Rate

Rate APR Points
3.250% 3.417% 0.000%

Actual interest rates and APRs may vary based on credit history.
 

 

 
Martha's Vineyard Bank Home Loan Rates
Effective: Monday, April 21, 2014

MORTGAGE INTEREST RATES*

Note: Payments do not include amounts for taxes and insurance premiums; the actual payment obligation may be greater.

Primary and Second Homes

Loans up to $417,000.00

Term
Rate
Points
Annual Percentage Rate (APR) Based on $175,000 Loan
Cost Per $1,000.00
30 Year Fixed  4.250%  0  4.348% $4.92
30 Year Fixed  4.000%  1  4.180% $4.78
15 Year Fixed  3.250%  0  3.417% $7.03
15 Year Fixed  3.000%  1  3.304% $6.91

Loans over $417,000.00 up to $625,500.00

Term
Rate
Points
Annual Percentage Rate (APR) Based on $500,000 Loan
Cost
per $1,000.00
30 Year Fixed
 4.250%
 0
 4.303%
$4.92
30 Year Fixed
 4.000%
 1
 4.135%
$4.78
15 Year Fixed
 3.250%
 0
 3.331%
$7.03
15 Year Fixed
 3.000%
 1
 3.223%
$6.91

Loans over $625,500.00 up to $2,000,000.00

Term
Rate
Points
Annual Percentage Rate (APR) Based on $650,000 Loan
Cost
per $1,000.00
30 Year Fixed
 4.250%
 0
 4.297%
$4.92
30 Year Fixed
 4.000%
 1
 4.129%
$4.78
15 Year Fixed
 3.250%
 0
 3.321%
$7.03
15 Year Fixed
 3.500%
 1
 3.216%
$6.91

For Adjustable Rate Mortgage (ARM) rate quotes, please call toll-free at1-855-470-8623 or 1-508-684-4180. 
 
* All interest rates, APRs, points and caps are subject to change without notice.  Rates are provided for illustrative purposes only and may vary based on loan details such as the loan amount, loan-to-value, your credit, property type and occupancy.  Quoted rates are based on a refinance no-cash-out loan and owner occupied single family residence.  Rates and APRs assume that an escrow account is set up for payment of property taxes, hazard insurance and mortgage insurance if applicable. The payments do not include amounts for taxes and insurance premiums; the actual payment obligation may be greater.

Call for a rate quote on all loans over $2,000,000.00 ~ Toll-free 1-855-470-8623 or 1-508-684-4180.
 
Member FDIC Depositors Insurance Fund Equal Housing Lender Surcharge-Free ATMs
Rates subject to change
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Phone: (508) 627-4266

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