Martha's Vineyard Savings Bank
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Rates shown effective as of 8/17/2017

 

MORTGAGE INTEREST RATES*

Primary and Second Homes


Loans up to $417,000.00

Term Rate Points Annual Percentage Rate
(APR) Based on $175,000 Loan
Cost Per $1,000.00
30 Year Fixed 4.125% 0 4.228% $4.85
30 Year Fixed 3.875% 1 4.059% $4.71
15 Year Fixed 3.500% 0 3.655% $7.15
15 Year Fixed 3.250% 1 3.550% $7.03

Note: Payments do not include amounts for taxes and insurance premiums; the actual payment obligation may be greater.

Loans over $417,000.00 up to $625,500.00

Term Rate Points Annual Percentage Rate
(APR) Based on $500,000 Loan
Cost
per $1,000.00
30 Year Fixed 4.500% 0 4.559% $5.07
30 Year Fixed 4.250% 1 4.392% $4.92
15 Year Fixed 3.750% 0 3.843% $7.28
15 Year Fixed 3.500% 1 3.737% $7.15

Note: Payments do not include amounts for taxes and insurance premiums; the actual payment obligation may be greater.

Loans over $625,500.00 up to $2,000,000.00

Term Rate Points Annual Percentage Rate
(APR) Based on $650,000 Loan
Cost
per $1,000.00
30 Year Fixed 4.500% 0 4.552% $5.07
30 Year Fixed 4.250% 1 4.385% $4.92
15 Year Fixed 3.750% 0 3.831% $7.28
15 Year Fixed 3.500% 1 3.725% $7.15
Note: Payments do not include amounts for taxes and insurance premiums; the actual payment obligation may be greater.
For Adjustable Rate Mortgage (ARM) rate quotes, please call toll-free at1-855-470-8623 or 1-508-684-4180. 
 
* All interest rates, APRs, points and caps are subject to change without notice.  Rates are provided for illustrative purposes only and may vary based on loan details such as the loan amount, loan-to-value, your credit, property type and occupancy.  Quoted rates are based on a refinance no-cash-out loan and owner occupied single family residence.  Rates and APRs assume that an escrow account is set up for payment of property taxes, hazard insurance and mortgage insurance if applicable. The payments do not include amounts for taxes and insurance premiums; the actual payment obligation may be greater.

APRs above assume an 80% loan-to-value.

Call for a rate quote on all loans over $2,000,000.00 ~ Toll-free 1-855-470-8623 or 1-508-684-4180.
 
Member FDIC
Depositors Insurance Fund
Equal Housing Lender
Surcharge-Free ATMs
REPORT A LOST OR STOLEN CARD
Touch to call a number below:
During normal business hours:
508-627-4266
Outside of normal business hours:
800-554-8969
REPORT A LOST OR STOLEN CARD
During normal business hours:
Call 508-627-4266
Outside of normal business hours:
Call 800-554-8969
Rates subject to change - Martha's Vineyard Savings Bank NMLS ID# 483244