Safe Harbor for Your Savings

Special rate CDs with competitive, fixed rate of return.

9-MONTH
CERTIFICATE OF DEPOSIT**

4.07% APY*

Open in person at any Bank Office
25-MONTH
CERTIFICATE OF DEPOSIT

2.58% APY*

Open Now

Fully-insured through FDIC & Massachusetts Depositors Insurance Fund.

*Annual Percentage Yields (APYs) offer on the above special rates effective, 3/29/2023 and assumes that interest and principal will remain on deposit until maturity. $1000 minimum to open and $1000 balance needed to earn the stated APY. A penalty may be imposed for early withdrawal, and fees may reduce the earnings on the account.

**9 Month CD must be opened in person at any Martha's Vineyard Bank Office in Martha's Vineyard or Falmouth.

Check out all of our certificates to find the terms and rates that work best for you.

(Rates effective 3/29/2023)
6 Month CD
Interest Rate
2.15%
Annual Percentage Yield
2.17%
Min. Balance to Open and Min. Daily Balance to Earn A.P.Y.*
$1000
Open Now
12 Month CD
Interest Rate
2.30%
Annual Percentage Yield
2.32%
Min. Balance to Open and Min. Daily Balance to Earn A.P.Y.*
$1000
Open Now
18-Month-CD
Interest Rate
2.40%
Annual Percentage Yield
2.43%
Min. Balance to Open and Min. Daily Balance to Earn A.P.Y.*
$1000
Open Now
24-Month-CD
Interest Rate
2.15%
Annual Percentage Yield
2.17%
Min. Balance to Open and Min. Daily Balance to Earn A.P.Y.*
$1000
Open Now
25 Month CD Special
Interest Rate
2.55%
Annual Percentage Yield
2.58%
Min. Balance to Open and Min. Daily Balance to Earn A.P.Y.*
$1000
Open Now
36-Month-CD
Interest Rate
1.50%
Annual Percentage Yield
1.51%
Min. Balance to Open and Min. Daily Balance to Earn A.P.Y.*
$1000
Open Now
37 Month CD Special
Interest Rate
2.60%
Annual Percentage Yield
2.63%
Min. Balance to Open and Min. Daily Balance to Earn A.P.Y.*
$1000
Open Now
48-Month-CD
Interest Rate
1.50%
Annual Percentage Yield
1.51%
Min. Balance to Open and Min. Daily Balance to Earn A.P.Y.*
$1000
Open Now
60-Month-CD
Interest Rate
1.50%
Annual Percentage Yield
1.51%
Min. Balance to Open and Min. Daily Balance to Earn A.P.Y.*
$1000
Open Now

Ask about our special rates and certificates for IRAs.

Call 508-627-4266 or stop into any of our Island or Falmouth locations.

*Annual Percentage Yield = Yield when principal and interest are left on deposit. Annual Percentage Yields greater than the Interest Rate show the effect of monthly compounding. Certificates of Deposit are subject to penalty for early withdrawal. With fixed rate term accounts, rates are guaranteed for the length of the term. Fees could reduce the earnings on the account.

Early withdrawal penalties may be imposed.

Rates are guaranteed for the length of the term with fixed rate term accounts.

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