Fraud Alert: Social Media Phishing Scam
We’ve been made aware of sponsored social media posts from "Gibbs Mura Law Group Overdraft Lawsuit Investigations" falsely implying there is a lawsuit related to overdraft fees at multiple banks across the country, including community banks like ours. These posts are NOT legitimate. They are a part of a phishing scam designed to steal your personal information.
 
If you see one of these ads:
🚫 Do NOT click on any links
🚫 Do NOT fill out any forms
🚫 Do NOT share personal or banking information
 
Remember:
  • We never ask for passwords, debit card numbers, or PINs over the phone, email or social media.
  • If something doesn't seem right, call us directly at 508-627-4266
  • Never share sensitive information from unsolicited phone calls, text messages or digital advertising.

Your safety is our priority. For more information on fraud protection, please visit our Fraud Prevention Page or contact the Solutions Desk.

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Investment Products are not obligations of Martha's Vineyard Bank and are not endorsed, recommended or guaranteed by the bank or any government agency. The value of the investment may fluctuate; the return on the investment is not guaranteed and loss of principal is possible.
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Certificates of Deposit

Special rate CDs with competitive, fixed rate of return.

3-MONTH
CERTIFICATE OF DEPOSIT**

3.90% APY*

Open Now
5-MONTH
CERTIFICATE OF DEPOSIT**

4.00% APY*

Open Now
7-MONTH
CERTIFICATE OF DEPOSIT

3.50% APY*

Open Now
NOTE: To open a BUSINESS account CD, contact a relationship manager.

Fully-insured through FDIC & Massachusetts Depositors Insurance Fund.

*Annual Percentage Yields (APYs) offer on the above special rates effective, 8/5/2025 and assumes that interest and principal will remain on deposit until maturity. $1000 minimum to open and $1000 balance needed to earn the stated APY. A penalty may be imposed for early withdrawal, and fees may reduce the earnings on the account.

Check out all of our certificates to find the terms and rates that work best for you.

(Rates effective 8/5/2025)
3-Month-CD
Interest Rate
3.83%
Annual Percentage Yield
3.90%
Min. Balance to Open and Min. Daily Balance to Earn A.P.Y.*
$1,000
Open Now
6 Month CD
Interest Rate
2.96%
Annual Percentage Yield
3.00%
Min. Balance to Open and Min. Daily Balance to Earn A.P.Y.*
$1,000
Open Now
12 Month CD
Interest Rate
3.06%
Annual Percentage Yield
3.10%
Min. Balance to Open and Min. Daily Balance to Earn A.P.Y.*
$1,000
Open Now
18-Month-CD
Interest Rate
2.72%
Annual Percentage Yield
2.75%
Min. Balance to Open and Min. Daily Balance to Earn A.P.Y.*
$1,000
Open Now
24-Month-CD
Interest Rate
2.47%
Annual Percentage Yield
2.50%
Min. Balance to Open and Min. Daily Balance to Earn A.P.Y.*
$1,000
Open Now
36-Month-CD
Interest Rate
2.47%
Annual Percentage Yield
2.50%
Min. Balance to Open and Min. Daily Balance to Earn A.P.Y.*
$1,000
Open Now
48-Month-CD
Interest Rate
1.98%
Annual Percentage Yield
2.00%
Min. Balance to Open and Min. Daily Balance to Earn A.P.Y.*
$1,000
Open Now
60-Month-CD
Interest Rate
1.98%
Annual Percentage Yield
2.00%
Min. Balance to Open and Min. Daily Balance to Earn A.P.Y.*
$1,000
Open Now
6-Month Certificate of Deposit
Interest Rate
0.05%

Ask about our special rates and certificates for IRAs.

Call 508-627-4266 or stop into any of our Island or Falmouth locations.

*Annual Percentage Yield = Yield when principal and interest are left on deposit. Annual Percentage Yields greater than the Interest Rate show the effect of monthly compounding. Certificates of Deposit are subject to penalty for early withdrawal. With fixed rate term accounts, rates are guaranteed for the length of the term. Fees could reduce the earnings on the account.

Early withdrawal penalties may be imposed.

Rates are guaranteed for the length of the term with fixed rate term accounts.

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