Fraud Alert: Caller ID Spoofing

Scammers are disguising their numbers to appear as Martha's Vineyard Bank on your caller ID. These calls aren't from us and are intended to steal your personal information.

Scammers use technology to fake trusted phone numbers, making their calls appear legitimate.

Protect yourself:

  • We never ask for passwords, full debit card numbers, or PINs over the phone
  • If something doesn't seem right, hang up and call us directly at 508-627-4266
  • Never share sensitive information with unsolicited callers

Your safety is our priority. For more information on fraud protection, please visit our Fraud Prevention Page or contact the Solutions Desk.

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Investment Products are not obligations of Martha's Vineyard Bank and are not endorsed, recommended or guaranteed by the bank or any government agency. The value of the investment may fluctuate; the return on the investment is not guaranteed and loss of principal is possible.
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Safe Harbor for Your Savings

Special rate CDs with competitive, fixed rate of return.

3-MONTH
CERTIFICATE OF DEPOSIT**

3.90% APY*

Open Now
5-MONTH
CERTIFICATE OF DEPOSIT**

4.00% APY*

Open Now
7-MONTH
CERTIFICATE OF DEPOSIT

3.50% APY*

Open Now
NOTE: To open a BUSINESS account CD, contact a relationship manager.

Fully-insured through FDIC & Massachusetts Depositors Insurance Fund.

*Annual Percentage Yields (APYs) offer on the above special rates effective, 4/9/25 and assumes that interest and principal will remain on deposit until maturity. $1000 minimum to open and $1000 balance needed to earn the stated APY. A penalty may be imposed for early withdrawal, and fees may reduce the earnings on the account.

Check out all of our certificates to find the terms and rates that work best for you.

(Rates effective 4/9/25)
3-Month-CD
Interest Rate
3.83%
Annual Percentage Yield
3.90%
Min. Balance to Open and Min. Daily Balance to Earn A.P.Y.*
$1,000
Open Now
6 Month CD
Interest Rate
2.96%
Annual Percentage Yield
3.00%
Min. Balance to Open and Min. Daily Balance to Earn A.P.Y.*
$1,000
Open Now
12 Month CD
Interest Rate
3.06%
Annual Percentage Yield
3.10%
Min. Balance to Open and Min. Daily Balance to Earn A.P.Y.*
$1,000
Open Now
18-Month-CD
Interest Rate
2.72%
Annual Percentage Yield
2.75%
Min. Balance to Open and Min. Daily Balance to Earn A.P.Y.*
$1,000
Open Now
24-Month-CD
Interest Rate
2.47%
Annual Percentage Yield
2.50%
Min. Balance to Open and Min. Daily Balance to Earn A.P.Y.*
$1,000
Open Now
36-Month-CD
Interest Rate
2.47%
Annual Percentage Yield
2.50%
Min. Balance to Open and Min. Daily Balance to Earn A.P.Y.*
$1,000
Open Now
48-Month-CD
Interest Rate
1.98%
Annual Percentage Yield
2.00%
Min. Balance to Open and Min. Daily Balance to Earn A.P.Y.*
$1,000
Open Now
60-Month-CD
Interest Rate
1.98%
Annual Percentage Yield
2.00%
Min. Balance to Open and Min. Daily Balance to Earn A.P.Y.*
$1,000
Open Now

Ask about our special rates and certificates for IRAs.

Call 508-627-4266 or stop into any of our Island or Falmouth locations.

*Annual Percentage Yield = Yield when principal and interest are left on deposit. Annual Percentage Yields greater than the Interest Rate show the effect of monthly compounding. Certificates of Deposit are subject to penalty for early withdrawal. With fixed rate term accounts, rates are guaranteed for the length of the term. Fees could reduce the earnings on the account.

Early withdrawal penalties may be imposed.

Rates are guaranteed for the length of the term with fixed rate term accounts.

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