Saving for a rainy day?
We have a variety of savings solutions with competitive rates, deposit insurance, digital banking features, higher rates for higher balances and personal service from our knowledgeable financial team to help you reach your savings goals.
Online Savings
Our Online Savings account pays a competitive rate of interest and provides immediate access to funds with easy-to-use online and mobile banking features.
- Open your account online
- No minimum account balance and no monthly fees
- Immediate access to funds
Rates:
- Min. Balance to Open
- $10.00
- Minimum Daily Balance to Earn A.P.Y.*
- $10.00
- Interest Rate
- 0.04%
- Annual Percentage Yield
- 0.04%
Rates Effective: 4/9/25
*Annual Percentage Yield = Yield when principal and interest are left on deposit. Annual Percentage Yields greater than the Interest Rate show the effect of monthly compounding. Certificates of Deposit are subject to penalty for early withdrawal. With fixed rate term accounts, rates are guaranteed for the length of the term. Fees could reduce the earnings on the account.
Rates are subject to change at any time after the account is opened.
Contact a bank representative: 508-627-4266.
Passbook Savings
This interest bearing account offers a competitive rate and immediate access to funds at any of our locations. It is an ideal account for those who enjoy personal service and guidance from financial professionals. Apply in person at any location.
- An interest-bearing account with easy access to funds
- Online account viewing
- Personal service from our financial team
Stop by any Island or Falmouth location to open an account.
Rates:
- Min. Balance to Open
- $10.00
- Minimum Daily Balance to Earn A.P.Y.*
- $10.00
- Interest Rate
- 0.09%
- Annual Percentage Yield
- 0.09%
Rates Effective: 4/9/25
*Annual Percentage Yield = Yield when principal and interest are left on deposit. Annual Percentage Yields greater than the Interest Rate show the effect of monthly compounding. Certificates of Deposit are subject to penalty for early withdrawal. With fixed rate term accounts, rates are guaranteed for the length of the term. Fees could reduce the earnings on the account.
Rates are subject to change at any time after the account is opened.
Contact a bank representative: 508-627-4266.
Money Market
This multi-tiered, variable interest rate account rewards higher balances with higher interest. The ideal account if your goal is to save while keeping your money immediately accessible in an emergency.
- Higher rates with easy access to money
- Mobile and online banking features
- The ideal account for saving money
Rates:
Money Market Account*
| Min. Balance to Open | Min. Daily Balance to Earn A.P.Y. | Interest Rate | Annual Percentage Yield |
|---|---|---|---|
| $2,500.00 | $10.00 - $2,499.99 | 0.09% | 0.09% |
| $2,500.00 | $2,500.00 - $24,999.99 | 0.09% | 0.09% |
| $2,500.00 | $25,000.00 - $49,999.99 | 0.12% | 0.12% |
| $2,500.00 | $50,000.00 - $99,999.99 | 0.12% | 0.12% |
| $2,500.00 | $100,000.00 + | 0.12% | 0.12% |
Rates Effective: 4/9/25
Rates are subject to change at any time after the account is opened.
*Annual Percentage Yield = Yield when principal and interest are left on deposit. Annual Percentage Yields greater than the Interest Rate show the effect of monthly compounding. Certificates of Deposit are subject to penalty for early withdrawal. With fixed rate term accounts, rates are guaranteed for the length of the term. Fees could reduce the earnings on the account.
Contact a bank representative: 508-627-4266.
Ask about our IRAs.
Call 508-627-4266 or stop into any of our Island or Falmouth locations.