Home Mortgages

Martha's Vineyard Savings Bank gives you the personal service and local decision-making you expect from a great hometown bank. Whatever your financing needs, we offer extremely competitive rates and very attractive mortgage products. We believe in relationship banking. Close relationships are how we became one of Massachusetts fastest growing mortgage lenders according to Banker and Tradesman's Fast 50. Whether you are buying a new home or refinancing an existing residence, talk to us, because we're not here just lend you money… we're here to first lend you an ear.

Contact a Loan Officers

Fixed Rate Mortgages*

• 15 and 30 year terms
• Available for purchase, refinancing, or construction

Adjustable Rate Mortgages (ARMs)

• Available for purchase, refinancing, or construction
• For Adjustable Rate Mortgage (ARM) rate quotes, please contact one of our loan officers.

Jumbo Mortgages*

• 15 and 30 year fixed rate
• Loan amounts up to $2,000,000; for amounts over $2,000,000 contact one of our loan officers.
• Purchase, refinance or construction financing up to 80% loan-to-value
• For Adjustable Rate Mortgage (ARM) rate quotes, please contact one of our loan officers.

Second Home and Investment Property Mortgages*

• 15 and 30 year fixed rate
• Available for new purchase or refinancing
• For Adjustable Rate Mortgage (ARM) rate quotes, please contact one of our loan officers.

Construction to Permanent Mortgages

• Interest only payments on amount of money disbursed during the construction period
• One closing for the construction and permanent financing

Primary Residence and First-Time Homebuyer Purchase Program

• 89.9% loan-to-value
• Loan amounts up to $600,000
• No private mortgage insurance
• Offering fixed and adjustable rate mortgages

*For additional interest rate, Annual Percentage Rate (APR) and payment information view current Home Loan Rates.