Martha's Vineyard Savings Bank is launching a new web site soon!
Please click here to take a peek at our new re-design featuring new look and feel and easy to find information.


Martha's Vineyard Bank Home Loan Rates
30 Year Fixed Rate
Rate APR Points
3.625% 3.737% 0.000%


15 Year Fixed Rate

Rate APR Points
3.000% 3.213% 0.000%

Actual interest rates and APRs may vary based on credit history.  Click any of the above links for additional disclosures.


Martha's Vineyard Bank Home Loan Rates

ATM & Debit Card

To report a lost or stolen card or if you experience or suspect fraudulent activity please immediately contact us:
    - During normal business hours: 508-696-9201, then press 6
    - Outside of normal business hours: 800-554-8969

Martha’s Vineyard Savings Bank’s ATM and debit card are provided free of charge to customers with deposit accounts. It can be used to withdraw cash not only at our ATM and branch locations, but also at ATM’s worldwide. In addition, you can make routine purchases at grocery stores, restaurants, gas stations, and everywhere MasterCard® is accepted.

Martha's Vineyard Savings Bank ATM Locations:

  • Main Office- Edgartown ~ 78 Main St., Edgartown
  • Flying Horses Branch ~ 14 Oak Bluffs Ave., Oak Bluffs
  • Oak Bluffs Branch ~ 4 Uncas Ave., Oak Bluffs
  • Vineyard Haven Branch ~ 11 State Rd., Vineyard Haven
  • West Tisbury Branch ~ 490 State Rd., West Tisbury
  • Chilmark Branch ~ 9 State Rd., Chilmark
  • Woods Hole Branch ~ 2 Water St., Woods Hole
  • Palmer Avenue Branch ~ 397 Palmer Ave., Falmouth 
  • Steamship Authority Terminals ~ 
        Oak Bluffs {Seasonal} & Vineyard Haven 
  • Martha's Vineyard Airport Terminal ~ West Tisbury
  • Martha's Vineyard Hospital ~ Emergency Rm., Oak Bluffs

Looking for ATMs without the surcharges?  Find SUMsm

Now you can use more than 5,200 ATMs all over the country - without the surcharges and card activity charges*.  As a Martha's Vineyard Savings Bank customer, you're empowered with a new special privilege that saves you money and adds convenience to your life. 

Just look for the SUM logo! 

Where are all these SUM ATMs?  They're easy to spot, because they're clearly identified by the distinctive SUM logo.  See a complete listing of SUM Program financial institutions and ATMs by visiting  And keep coming back - because new locations are being added all the time!

*Card activity charges that are assessed during the monthly statement cycle will be refunded to the account holder the following business day.

SUM Network Q&As

Telephone Banking call 1-888-771-0220 or 508-693-0162.
You can also access your accounts 24 hours a day from your home or office, all you need is a touch-tone phone.

With telephone banking you can:

  • Get account balances
  • Review your five most recent transactions, including checks, deposits, and withdrawals
  • Transfer funds between, and make payments to, any linked accounts, including loan payments
  • Find out if a specific check has been received for payment
  • Find the nearest branch locations and check branch hours
  • Determine how much interest your Martha's Vineyard Savings Bank account has earned
  • Get current rate for deposit accounts

Best of all, there are no transaction charges for telephone banking.


Member FDIC Depositors Insurance Fund Equal Housing Lender Surcharge-Free ATMs
Rates subject to change - Martha’s Vineyard Savings Bank NMLS #483244
Copyright © 2008 - 2016 Martha's Vineyard Savings Bank All rights reserved.
Phone: (508) 627-4266